Ghakr.com’s credit card checker is built as an Automated Request Forwarder. When a user submits card details (Card Number|Expiry|CVV), our backend processes the data through multiple payment gateways, BIN databases, and real‑time validation logic – giving you instant live/dead results without harming the card.
Our system follows a strict pipeline to validate credit cards. Each step is optimized for speed and accuracy:
4147201063288468|12|26|123).Ghakr.com integrates with multiple merchant payment gateways. These are the most reliable ones in our system:
Stripe is our primary gateway. We use two main endpoints:
v1/tokens – Creates a token from card data to check basic validity.v1/payment_intents – Attempts a $0.50 authorization to verify live status without settlement.Braintree’s v1/payment_methods and GraphQL endpoints are highly effective for non‑auth validation. We use legacy endpoints that return clear “authorized” responses on valid cards.
Square provides fast CVV checks; Authorize.Net returns precise response codes (e.g., Code 1 – Approved, Code 2 – Declined). We leverage these for high‑accuracy CVV validation.
We also support Adyen, Shopify Payments, WooCommerce custom sites, Cybersource, and regional gateways like Razorpay (India) and PayTabs (Middle East).
{
"card[number]": "4147201063288468",
"card[exp_month]": "12",
"card[exp_year]": "26",
"card[cvc]": "123",
"key": "pk_live_xxxxx"
}
We maintain a dynamic list of active payment gateways using proprietary methods:
All gateways are tested every 24 hours to ensure high uptime (99.9%).
Ghakr.com offers both methods, depending on user preference and card type:
| Method | Description | User Impact |
|---|---|---|
| Auth Gate (Authorization) | We request a $0 or $1 hold on the card. No actual charge. Bank replies with approval/decline. | Card remains untouched, no money deducted. |
| Charge Gate (Real transaction + auto‑refund) | We charge $0.50–$2.00, then instantly call the gateway’s refund API to return the funds. | Cardholder sees a temporary hold that disappears within 24h. |
Non‑refundable charge is never used on ghakr.com – we always prioritize card safety.
Our script interprets gateway JSON responses using keyword mapping. Below is the exact logic table:
| Gateway Response Text | Ghakr.com Result | Card Status |
|---|---|---|
succeeded, approved, captured | LIVE (CVV) | Card fully active, CVV correct. |
insufficient_funds, card_velocity_exceeded | LIVE (CCN) | Card number valid but no balance or limit reached. |
incorrect_cvc, cvv_failure | CCN / CVV Error | Card number ok, CVV wrong. |
do_not_honor, generic_decline, stolen_card | DEAD | Card blocked or cancelled. |
All results are displayed in real‑time on your dashboard with timestamps and BIN details.
Gateways like Stripe and Braintree invest millions in fraud detection. Ghakr.com stays ahead using:
Sec‑Ch‑Ua, and other headers exactly as a Chrome or Firefox browser would send.User-Agent: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 ...
Sec-Ch-Ua: "Chromium";v="122", "Not(A:Brand";v="24"
X-Forwarded-For: 45.79.xxx.xxx (rotating)
Note: Support Visa, Amex and Master Card. Charge $1 - $4. | Stripe Auth & Braintree Auth | Anti Merchant Die
After a successful premium checker, the output panel shows:
Live | 5425000000000000|01|2030|123 [Charge: $3.55] [BIN: - - - ] [GATE:03] ./Ghakr.com
➤ Gateway: Stripe (v1/payment_intents)
➤ Response: "succeeded" → ✅ LIVE (CVV)
➤ Balance : $3.55
➤ Check completed in 0.49 seconds
No data is ever stored. Your privacy is 100% protected.